I'm thinking of getting a van for personal use, not for business. My company insist that any vehicle I have has Class 1Business cover in case I'm required to travel on company business (i.e. courses etc), but this doesn't seem to be available on vans-insurers are only offering sd&p+commuting or carriage of own goods, which seems to imply that I am in business for myself. Does this cover me or am I missing something?