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FIRST I'D ADVISE TO NOT SHOUT
You dont need to. We can hear you :)
A Cat D write off is when the cost of repair (usually cosmetic) doesnt make economic sense to the insurance company. For example a car might be worth £6,000 and it has cosmetic damage (which can cost a lot in labour these days) and it'll cost £1500 to fix OR they could sell the car for £5,000 they'll 'write it off' Cat D and sell it. Basically.
A Cat C can be slightly more risky (Category A essentially means its been taken away in a box) but again has been deemed uneconomic to repair by the insurance company probably partly due to its decreased value as a result of being a Cat D car. Maybe if it wasnt for the original Cat D its value wouldve been higher and worth repairing and wouldnt of been written off Cat C.
Insurance will be higher and some insurers dont insure Cat C or D cars and personally i'd recommend avoiding it.
Jamie
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