Power of Attorney cannot be obtained after death, and if held for a living person stops as soon as they die.

Probably Madf is thinking of Grant of Probate, not Power of Attorney, but this takes some time to put in place.

It would be necessary for a close relative or preferably an executor named in any will to negotiate with banks, utility companies, insurance companies etc.

Edited by FP on 29/11/2021 at 08:23

I think you need to discuss this with the insurer. I'd expect the insurance to stop but they may give you some cover or may re title the policy as for the Administrator provided drivers are limited.

The first thing to get is enough copies of the death certificate to inform all the parties who need to know - if only to prevent anything inconvenient happening to bank accounts or insurers.

This may not be practical depending on where relatives live, but providing the car is taxed and MoT'd then I don't see why a relative couldn't add it to their own insurance policy temporarily, or take out one of the short-term insurance policies so the car can be driven to an off-road position, etc while the deceased's estate is sorted out.

Surely one of the relatives has "driving other cars" on their policy - that should be enough to get it moved.

Just an observation, when someone passes nothing happens with bank or any other accounts or services, until an executor informs the various bodies.

Exactly - especially with today's "we'll renew automatically unless you tell us" companies.