Why are you NOT worried about tax and insurance when you can only afford a car costing £1k or so on a low annual mileage? They would make up a much larger percentage of your annual spend, especially for cars that were expensive to buy when new or are from 'premium' (luxury/sports) brands.
Parts are expensive, insurance higher, CO2 figures and thus VED is higher - don't forget ONLY late model cars only pay the £0 - £145 - older ones, like my 2005-build Mazda3 1.6 petrol cost around £230pa to tax; a Mercedes or BMW would be similar or sometimes a LOT worse (for performance models) and likely to attract a large insurance premium. A Jimny can rust and is heavy on fuel compared to similar sized cars.
At least my car (other than the VED) is relatively cheap to run. Older RAV4s are long in the tooth and whilst decent at the time, are showing their age and are I'm told very easy to steal (especially the spare tyre on th back door).
If I were you, if you just need A to B transport and can get by with a smaller car, then do so, at most of the Focus sized car. I'd stick to basic models of ones like the Ford Fiesta, Focus, Mazda 2 or 3, Jazz (if you can find a good one for that price) and so on. Less to go wrong, still decent to drive, cheap to run, lots of parts around, reliable.
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