Ask Honest John

Most recently answered cat n questions
I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...
My daughter bought back her Cat N write off Vauxhall Astra from Direct Line. Now her insurers have put her insurance up 300%. Is it because of the car being a written off?
I just discovered category N write offs, which are cars that have no structural damage. Why would it get written off if only the body work needed attention? Is it okay to buy a Cat N car?
I have a bit of an odd scenario. My car was parked on a slight incline and the handbrake must not have applied enough as 20 minutes later it had rolled down the slight hill and crashed into a wall. The...
My car was recently the victim of an arson attack, the insurance company have informed me it's a category N write off. Can you explain what this means and what my rights are because I believe the vehicle...
Can I challenge a Category S write off? My Renault Kangoo was rear-ended at about 3mph and sustained no chassis damage. The bodyshop said it was Category N, but four weeks after the car was inspected,...
I'm interested in a Cat N (listed as Cat D) vehicle and wanted to know if there is any way to find out the details of how the car was damaged. The garage selling it are telling me it was just external...
I’ve bought a car through a salvage auction site. It's registered as a Category N write off, but upon inspection of the car at my local garage, the car has structural damage to the rear subframe and possibly...
My car was hit on the road outside recently. The driver got out and ran off, but he was insured so the police have taken his car until he reappears. The insurance assessor said the repair quote is £3800,...
My 2007 Ford Mondeo was hit by contractors for British Gas while it was parked outside my house. Their excavation vehicle has dented the driver's door and badly scratched the rear passenger door. I've...