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My insurance details aren't showing on MID - what should I do?
I renewed my insurance on 118 October through Sainsbury's insurance and paid for the policy in full. However, as to yet, my details do not show up on MID. I have contacted Sainsbury's insurance every two days to see what they have done and they keep telling me they are looking into it. I contacted MID myself but they don't deal with the public. How can I get my details on the MID?
Asked on 6 November 2017 by Keith Parker
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They can occasionally take time, but not this amount of time, something is wrong. Contact Sainsbury's insurance and insist on speaking to a manager, do not be fobbed of in any way. Advise that you have taken out insurance and that it's not showing on MID, as a result you could have your car impounded and be fined for no insurance due to Sainsbury's incompetence. Have them go through all your details, your vehicle registration (I would hazard a guess and say this has been taken down incorrectly) and make sure everything is as it should be. Raise a complaint and advise that you wish for them to note it as a "chief executive complaint". Also, call the Financial Ombudsman Service and raise a complaint, they will advise they cannot look into it for weeks but that does not matter at this time. The FOS will then contact the insurer, they will get charged £500 by the FOS for having an open complaint. At this point, things should start moving as they now realise that if they do not resolve, it will cost them £500. Advise your insurer that they will need to provide a hire car for you and insure it in the mean time as they are denying you the use of your vehicle.
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