What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Can I refuse to let my insurer write off my car?
Someone drove into the back of my car and admitted liability. Can I refuse to let my insurer write off my car?
Asked on 29 August 2017 by David Sangster
Answered by
Honest John
It depends on the cost of repair. If the repair costs exceed the market value, then your car is a total loss. If the repair costs are less than the market value, then yes you can insist on it being repaired. Though insurers do not like you enforcing your entitlements.
Similar questions
My son bought a used SEAT Leon FR from a friend two weeks ago for £2000. It was in excellent condition with a full service history. On Thursday, two young lads on pizza delivery mopeds came to his place...
I have been unfortunate enough to be involved in an accident. My Ferrari has an agreed value over £200,000 and repairs are circa £90,000 - however I don't want it repairing. I will not have confidence...
I recently damaged the front end of my car, it was my own fault. My insurer verbally said, on three separate occasions, that the car has been authorised for repair and that it has not been written off....