I bought a Mazda-approved MX-5 in January from a dealership, and in June I had an accident which I thought was my fault. The insurance paid for the repair at a cost of £600 plus excess. When the car came back from repair I took it for its MOT. The car failed due to low brake pads and a front brake imbalance of 40 per cent. I feel this contributed to the cause of the accident. When I looked over the paperwork for the car, I noticed on the car inspection report that the the brakes and tyre pressures were never checked before it was sold to me. I suffered with sore neck from the accident and have been getting headaches and have been generally fearful about driving again. What should I do next?