What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
A motorcyclist hit me and claimed personal injury - do I have to claim fault even though he admitted liability?
In April 2016, I was hit by a motorcyclist. He maintained his liability throughout and I had my car repaired via an Accident Management company. I was notified that the damage claim was settled in January 2017, and the case was closed (so I thought).
14 months later I am pursued by the third party for a Personal Injury claim, so in July of this year I ended up in the small claims court - whereby I lost irrespective of him admitting liability in the damage claim. He was awarded around £2500, which my insurer has begrudgingly picked up the bill for. Upon insurance renewal time, I'm declaring a non fault accident in 2016. But for the personal injury claim, do I declare an at fault accident in July 2017?
14 months later I am pursued by the third party for a Personal Injury claim, so in July of this year I ended up in the small claims court - whereby I lost irrespective of him admitting liability in the damage claim. He was awarded around £2500, which my insurer has begrudgingly picked up the bill for. Upon insurance renewal time, I'm declaring a non fault accident in 2016. But for the personal injury claim, do I declare an at fault accident in July 2017?
Asked on 1 December 2017 by Hughie777
Answered by
Honest John
Wow, I have never heard of that one before. Did your insurer know that his insurer had admitted liability, as they should have brought them to proceedings? All you can do now is declare the incident as being at fault rather than no fault.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I was involved in a accident earlier this year where I was joining a roundabout. There was a car on the right hand side which was edging forward to join the roundabout and because I could see oncoming...
In May, someone drove into the back of my car. She admitted full liability and I had a witness. My car got written off and I sustained a whiplash injury. During this time I had a hire car, the hire company...
In 2016, I was involved in a very minor public car parking collision, accidentally reversing into a car and causing very minor damage to the third party vehicle. We exchanged details at the scene and my...
Elsewhere on 
.jpg)
