On Honest John's recommendation, when I bought a third car for fun for my wife and me, I contacted Paul Kirby at Primo (01702 225400, www.primoplc.com ). Primo find insurers that look at the driver rather than the car, hence my insurance cover for the three cars is about the same as it was for two previously with another company, who were going to charge me hundreds more for an inexpensive car that would get only light use. Anyone with more cars than drivers in their household should contact Primo.