Ask Honest John

Honest John Ask Honest John » Fighting a false insurance claim - what should I do?
What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Fighting a false insurance claim - what should I do?

Someone has claimed that I rolled back into them at traffic lights but I thought they had bumped into me from behind. At the time I got out of my car and looked at both cars, I couldn't see any damage, so we both agreed “there was no damage” and drove off.

At the time, the other driver did not get out of his car and he didn't appear too concerned. A month later my insurance company have called to ask me to make a statement about the accident as the other driver is making a claim. Can you offer any advice?

Asked on 2 December 2013 by Susie

Answered by Honest John
Yes. Make the statement that either he drove into you or your car rolled back because it was on an incline, but that there was absolutely no damage and this was agreed at the time. A question arises as to how he got your insurance details if you did not swap insurers at the time. It could be his insurer got them from MID.

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance

Looking for a garage you can trust? Honest John's Good Garage Guide has thousands of reader recommended garages, plus how-to guides and tips on servicing.

The Good Garage Guide
Similar questions
What does a category S write-off mean and what are my rights?
We were parked at a local theme park when our car’s tow bar was stolen. We have reported it to the police, but the theme park is refusing to cover the replacement costs as they say it has nothing to do...
One of my friends has hit the boundary wall of our neighbour, which has caused damage to a section of the two-foot wall. My friend is willing to pay for the repair, but the neighbour is demanding he rebuild...