Does a child car seat count as car modification when it comes to insurance?

Recent reports speak of some insurance companies refusing claims on the reason of modifications to a vehicle by fitting non original items. Does fitting a child seat come under that heading in law? Would...

Do I have to inform my insurer if I have a tow bar fitted?

Do I have to inform my insurer if I have a tow bar fitted? It will be only for a small two-wheeled trailer.

Should I declare a hardwired dashcam as a modification to my insurer?

We have a dashcam hardwired into our car from new. Should this be declared as a modification to the vehicle?

I want a dual dash camera setup - will my insurer consider it a modification to my vehicle?

I have a BMW X5 and am considering having dealer fitted front and rear cameras fitted. The rear-facing camera is fairly unobtrusive but the front one is pretty conspicuous. I have some concerns about this....

Do wheel spacers and longer wheel bolts count as a modification that an insurer needs to be told about?

My grandson has fitted spacers and longer wheel bolts to the rear wheels of his BMW 320d. Will this infringe his insurance if he does not declare this modification?

Is adding a fourth brake light and extra DRLs considered a modification in insurance terms?

Is adding a fourth brake light and extra front DRLs considered a modification in insurance terms? I can see how adding alloys or other performance modifications would increase the insurance premium, should...

Am I okay to install an immobiliser in a car I have on finance, or is that considered a modification?

I'm awaiting delivery of a new Audi S3 and, following a number of car thefts in my street, I'm looking at buying the Autowatch Ghost immobiliser. Given that this has to be wired into the car, does it matter...

Do you have to declare a mobility steering wheel knob as a modification to your insurer?

A friend is disabled due to post-polio syndrome and recovering from a recent fall. He has a Toyota Yaris, automatic and would be able to drive it, if fitted with a steering wheel knob. However he is dubious...

Does having smaller wheels on my car count as a modification?

I’m buying a nearly new BMW X3 20d Sport which comes with 20-inch wheels. I have asked the dealer, who agreed, to swap these for 18-inch wheels. Asking for an insurance quote I was told that this change...

An accident management company left me £1500 out of pocket - what can I do?

Two years ago I was knocked off my motorbike by a driver who admitted full liability. I notified my insurance company, who said they'd put me in touch with an accident management company who would handle...