Ask Honest John

Most recently answered modifications questions
A friend is disabled due to post-polio syndrome and recovering from a recent fall. He has a Toyota Yaris, automatic and would be able to drive it, if fitted with a steering wheel knob. However he is dubious...
I’m buying a nearly new BMW X3 20d Sport which comes with 20-inch wheels. I have asked the dealer, who agreed, to swap these for 18-inch wheels. Asking for an insurance quote I was told that this change...
Two years ago I was knocked off my motorbike by a driver who admitted full liability. I notified my insurance company, who said they'd put me in touch with an accident management company who would handle...
I have a heavily modified 2012 Volkswagen Golf with all modifications declared to my insurer. In February 2018 I had an accident, which was my fault. It left a nice dent in the nearside wing and cracked...
Is a dash camera classed as a modification for insurance purposes?
Does the aftermarket fitment of a towbar affect the insurance rating?
If I fit reversing sensors to my 2005 Ford Mondeo Estate, would this be a modification that would attract a higher premium?
As it was close to renewal, I advised my car insurance supplier that I had had a dash camera hardwired into my SEAT Ibiza. They were quite taken aback and advised me that it was a modification that the...
I am thinking about having a small light weight wheelchair hoist fitted in the boot of my car. Do I inform my insurance company? I'm led to believe that the insurance company will view this as an adaption...
I'm thinking of buying a Peugeot Partner Tepee from a dealer, but it's an ex-mobility car. Can you advise me on this deal? It's not got any visible marks, but I'm concerned about taxing it and the service...