My daughter's car was damaged by another driver - is his insurance company obliged to pay for repairs?
Last week a car drove into the back of my daughter's Fiat Cinquecento. The driver, whose details we have, stated that he would pay the cost of repairs, estimated at about £350. The driver has now decided that he wants to claim off his insurance company. We do not want to claim from ours, as quite frankly the cost is probably more than the car is worth. Are his insurance company obliged to pay for the damage, or if they refuse how can we be reimbursed without being out of pocket? In any event, how long is reasonable time to wait, in case he is stalling in the hope that we won't pursue him?
Asked on 14 July 2010 by martinkaye
Answered by
Honest John
Yes they are obliged to pay, but you will also have to declare the claim to your insurers, unfortunately, as this could affect future premiums.
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