What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

The claim game

Yesterday we got a letter from our car insurance company (More than - we have had our insurance with them for over 30 years), stating that "We have been contacted by a third party who has informed us that your vehicle may have been involved in an incident on the above date." The date is 20th July. The name of the third party is given, also reg. number, but Make and Model: "Unknown", and "Incident location: unknown".

I wonder if this is a scam? As it happens on 20th July the car was parked in our drive all day. Luckily we noted the "things to do" on a calendar. I have written to the insurance company and told them. Has our number plate been cloned? Is the Third Party trying something on? Do we just sit tight and wait to see what the insurance company will do?

Asked on 15 August 2011 by TF, Cheltenham

Answered by Honest John
Definitely a scam and you should report to your insurer that you suspect it is a scam. Tell them to get the police involved as someone is obviously attempting to defraud the insurer with a spurious claim.
Similar questions
My neighbour reversed into my car three weeks ago, and caused damage to the bonnet, bumper, number plate etc. Although the damage was not too bad, my car value is only £1750, so unlikely to be repaired...
Last night I drove very close to a 2001 Peugeot 306 in my Volkswagen T4 at around 3-5mph on a petrol station forecourt. I avoided it altogether, but the inebriated passenger got out and started ranting...
Three years ago I had a minor accident, basically rolled back slowly over a speed hump in a private gym car park. Did not see driver behind, extremely close and on my blind spot. No damage to my car...
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer