What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
The period after lent
My wife's car is insured with myself named as the insured and the main driver. My wife, son, daughter and son-in-law are also named as drivers.
We are planning to lend the car to my daughter for an extended period. This would mean that she would become the main driver, and that the car would be normally kept at her home, which is about 4 miles away from here and in a different post-code area from that named on the policy schedule.
Should it be possible to make these changes while keeping the existing policy? I recognise that there may be an additional premium to be paid. My son, daughter and son-in-law are all in their thirties. I should appreciate your advice before contacting my insurer.
We are planning to lend the car to my daughter for an extended period. This would mean that she would become the main driver, and that the car would be normally kept at her home, which is about 4 miles away from here and in a different post-code area from that named on the policy schedule.
Should it be possible to make these changes while keeping the existing policy? I recognise that there may be an additional premium to be paid. My son, daughter and son-in-law are all in their thirties. I should appreciate your advice before contacting my insurer.
Asked on 28 November 2011 by AW, via email
Answered by
Honest John
This materially affects the way the car is being used and must be disclosed to the insurer. Otherwise, if something happens, it might be used to disqualify a claim.
Tags:
insurance
named drivers
Similar questions
I’m no longer able to drive after a stroke. Can I insure my car for two named drivers one of which has a car wile the other is named on two other vehicles? My car will only be used occasionally.
I am the owner and registered keeper of a Peugeot 107 that I have not used for over a year as I now have a new car. The Peugeot is in the garage, untaxed, uninsured, has no valid MoT and is SORN by the...
I own two vintage cars, due to advancing age I plan to transfer ownership to my 36 year old son.The cars will be kept on my premises and insured by me as main driver so that I can drive and son as named...