What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Can my son take ownership of my car while I remain the insurance policyholder?
I own two vintage cars, due to advancing age I plan to transfer ownership to my 36 year old son.The cars will be kept on my premises and insured by me as main driver so that I can drive and son as named driver.
My question is can you have one person as owner and a different person as insurer?
My question is can you have one person as owner and a different person as insurer?
Asked on 17 April 2024 by M GIBSON
Answered by
David Ross
Most insurers will have no issues with the policyholder not being the owner of the vehicle, but it is important to differentiate between the owner and the registered keeper. Providing a receipt to your son is sufficient to transfer ownership, but making him the registered keeper will require the details on the V5/C to be changed. It may also be beneficial in terms of your insurance premium if the address of the registered keeper and where the vehicle is kept are the same.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I've just bought a car, but can't have it in my name at the moment because I'm finalising my divorce and both parties have debts outstanding. These debts will be all cleared when our divorce is finalised...
A debt recovery company sent a letter to me, which claimed that I owed them money on a Hastings policy. After I contacted Hastings, it transpired that I was the policyholder of an unknown vehicle with...
I co-own a house and have recently bought another in a different part of the country. During a year I guess I will be spending more time at the new house although that might not necessarily be the case....
Elsewhere on 
.jpg)
