Yes, you can insure your car with two named drivers, even if you are no longer able to drive. It’s important to be clear with your insurer about how frequently the vehicle will be used, as this will influence the terms of the policy.

The second driver, who is already named on two other vehicles, can be added to your policy, but their status on other cars should be disclosed to ensure all policies align and prevent complications with multiple insurance claims. You might want to consider a “named driver policy”, as the car will not be in constant use. You will be the owner of the vehicle but will be classified as a non-driving policyholder.

However, the most important thing is to be honest with your insurer about your health situation, the fact that you will not be driving, and how often the named drivers will be using the car. This will ensure your policy is valid, and there are no issues in the event of a claim.