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Under-covered operation

Twelve days after I had renewed my insurance in good time I was stopped by the police at eleven o'clock at night. After professing themselves satisfied at my answers to various questions, they asserted from the database that my insurance was out-of-date. As it happened, I had the new certificate in the car. Without it I would presumably have been stranded.

Asked on 19 December 2009 by

Answered by Honest John
That's because your new insurance had not yet been recorded on the MID. You can check at www.askmid.co.uk . I had better warn any readers driving uninsured that their chances of getting picked up in a roadside ANPR check are increasing. A lot of police resources are being thrown at this, with the backing of insurers who are concurrently making insurance increasingly expensive, especially for younger people. Also, many policies that used to cover a policyholder to drive other uninsured cars no longer include this cover.
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