I was somewhat puzzled about your recent reply concerning young people's insurance premiums. I have driven now for over 50 years, many of them professionally, doing over 40k per year and never been responsible for an accident. I now live in a relatively quiet, rural area and yet in recent years, have found some of the worst drivers are young females, even those with children onboard. A couple of minutes from home, I have a fast and what I call, a "drivers" 60mph road and I regularly have young females pushing to overtake, even though I am doing 60. It's similar on the A30 dual carriageway going to Truro. Early morning and in bad visibility they flash past at 80 plus (very often without lights). Good driving (not just car control) comes with years of experience and a realisation that drivers, due to changing traffic conditions, should never stop learning. It is a skill to be proud of. Too many now passing the test believe it is a means to an end.