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Do I have to tell an insurer if my car is Category C/D write off?
Do I have to tell an insurer if my car is Category C/D write off? And if I were to buy one would I need a new MoT? I have seen a number that say they have a number of months left - probably before they were 'written off' - could they be drivene until their MoT's came up? Some might work out pretty cost effective if that were the case.
Asked on 25 September 2018 by Jason Wood
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No you do not, but it will make no difference, as they will know. This will devalue the vehicle in the event it is a total loss in the future. You do not need to re-MoT. If it has a current MoT, it has a current MoT. This does not mean it is roadworthy, that is down to you, the current MoT obliges the law.
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