Yet again I am astounded (pleasantly) by my insurers. Firstly, LV actually came in with a lower premium later last year for my motor renewal, so I stayed with them. Now my home insurer has just done the same thing. Checked around to get three quotes as a comparison and my existing provider beat them all hands down, and by a significant amount. I thought that loyalty counted for nothing but they are proving me wrong. At least until next time around. Funny old world ain't it? Cheers all. Concrete.