BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes.

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Tue 30 Oct 2012 00:12
BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes. - Will Evans

My car insurer requires proof of all convictions, etc. over the last five years to renew my cover. I have only ever committed one offence, this being an SP50 on a motorway in early December 2006., with the SP50 therefore expiring in January 2010. The problerm is that I renewed my licence in May 2011 and so the offence does not appear on the paper section, while DVLA records of such offences are apparently deleted after four years (in my case, in January 2011). I am therefore unable to prove that the date of the SP50 lies ouside the insurer's five year window. Does anyone have any advice? Many thanks!

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Tue 30 Oct 2012 07:28
BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes. - RT

How can anyone prove they don't have any convictions in the last 5 years if the most recent is older than that ?

Since you don't have any convictions in the 5 years that the insurer is enquiring about then your statement to that effect plus your current licence showing no convictions in the last 4 years is the only evidence possible.

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Tue 30 Oct 2012 07:52
BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes. - Falkirk Bairn

For £10 you can get a print out from the DVLA of your total licence history.

HTH

Edited by Falkirk Bairn on 30/10/2012 at 07:53

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Tue 30 Oct 2012 10:01
BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes. - RT

For £10 you can get a print out from the DVLA of your total licence history.

HTH

And of course we all know that DVLA never makes any mistakes !

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Tue 30 Oct 2012 13:53
BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes. - concrete

If your dates are correct then you have nothing to worry about. You are making a declaration to the insurer that you know to be correct and within the law, therefore you are fireproof. Even if the insurer feels the need to check, usually only after a claim, from what you say they can neither verify or disprove the offence, so again you are covered. I would not worry about this at all. Give the information they ask for, fully and truthfully and you are covered. Think yourself lucky that the offence has aged off your licence. A recent SP30, which I immediately declared cost me nearly £80 in extra premium as well as the £60 fine. Good old UK- the pelican syndrome rules- no matter what there is always a f'@@g big bill to pay!! Cheers Concrete

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Tue 30 Oct 2012 14:06
BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes. - RT

It can pay to have spent motoring endorsements removed from your licence rather than leave them on.

12 years ago, being a stupid youngster (we all did but not all got caught), my lad was stopped and was just over the drink-drive limit so got an automatic 12-month ban which stays on his licence for 10 years and expensive insurance - however he can't hire cars/vans because the ban still shows on his licence but if he renews his licence with the ban/endorsement gone they'll hire him a van as they're only really interested in the last 10 years.

This is the craziness of some organisations.

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Wed 7 Nov 2012 09:02
BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes. - thutu

Link removed

Edited by BorisTheSpider on 07/11/2012 at 12:54

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Wed 7 Nov 2012 09:17
BMW 3-series coupe. - Proof of long-spent SP50 for insurance purposes. - RT

Another dangerous link - perhaps Moderators could get this "contributor" checked out ?

Don't open the link whatever you do !

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