They trade in sending letters. That's all they do. They are letter writing factories sending out an official looking letter on cheap paper in a cheap envelope with a second class stamp in the hope you will send them a large cheque by return.

Many people do.

If you want to know how it works there are hundreds, possibly thousands of posts on the issue on this website and others which explaining it in great detail - including this particular version of "Graham White Solicitors".

They are thus not hard to find.

They will continue to write for about a year. In that time the "debt" will have been sold on a few times for ever less money - I am talking of a miniscule amount, maybe not even a penny.

You are not dealing with a firm of solicitors - you are dealing with a firm of debt collectors who pay a solicitor (an elderly person who used to work in the housing department at Hackney Council until he retired) to lend his credentials to their operation. This permits them to send you what you see (and what they hope you will see) as a "Solicitors letter" which they believe it gives it more credibility.

In fact it's the same people sending the letter, just a different name on the top.

The problem for them is their practice does not comply with Solicitors Regulatory Authority requirements.

The guidance is never connect with them, never answer any post, don't even read it if it bothers you - just put it in the bin.

If you ever get a letter from the county court - which is very unlikely (and I mean a real letter from a court not a "threat of court action" - of which there will be many) then come back here and we will tell you how to deal with it.