Hi all, I have been with my insurance company for years without making any claim. Twice I was convicted and fined with points for using my car as taxi. My recent encounter with the police did not involved any car at all. I was charged for taxi `touting`, which I vehemently denied, but nonetheless, got convicted and fined. No point on licence. On the court day for this recent alleged offence, I noticed two officers in the court room earlier. I did not think anything of it. As I was about leaving the court premises, these two officers said they were arresting me for `fraud`, `insurance fraud` That I failed to tell my insurance that I had previous motoring convictions. The officers made it known to me that they obtained their information from my current and previous insurers. Even though, I have not tried to make any claim at all.

Is it right for the police to request for my insurance information from my insurance company, even though, that these two officers were not involved with the alleged touting charges and Moreso, as no car was involved

Are the insurance company right in releasing all my insurance transaction to the police, even though, that I am not trying to make a claim and these officers did not originally apprehended me.

I have been charged to court this Friday 12 on 3 counts of `fraud` charges for not disclosing my previous motoring convictions to my insurer. All these 3 counts borders on non disclosure of previous motoring convictions. Please somebody advise me !