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I bought a new Golf Mk4 in March 02. It has not had a single fault and for £15K, despite what you may be told, you will find it difficult to get another car with the interior quality of the Golf. My Golf has had two services at the VW dealer and I had no problems their either. Yes, Golf 4 has had some problems but you could find some fault with almost every other model on the road.
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I was a great Golf fan. I had a mk2 Golf for 10 years and 170k miles with few problems, however today I would not recommend either of the mk4's you are thinking about. The mk4 Golf is overpriced for what you get. Read some of the forums about Golf problems - there have been many. Even the interior quality isn't all it's cracked up. I had a test drive in a 130 bhp diesel a couple of years ago. It had interior rattles and squeaks and that was a new car. The only plus point I could see is retained value but even that is about to be hit with the introduction of the mk5. Personally I would go for something Japanese like a Mazda, Toyota or Nissan. I bought a secondhand Mazda 626 diesel last year with 60k miles. No problems yet, over 50mpg and only £5k.
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I drive a 2001 Passat which hasn't let me down but I've been less than fortunate with incidents.
A dealer who I can't mention who left hoses disconnected and didn't follow the service routine (whilst checking the box to
say they did).
A new turbo.
Another dealer who incorrectly fitted the replacement pollen filter which left me with 50mm of water in the passenger footwell.
New climate control (faulty control panel).
New boot release mechanism.
A heavy clonking sound from the front which still hasn't been
rectified after 3 attemps and for which VW will require the
car for 4 days.
(Their argument was that although they can't find the problem it's nothing to worry about - my counter-argument was if you don't know what it is, how do you it isn't a problem?)
My father owns a Golf MK4 which has been fine, however being retired he does less than half my annual mileage.
Better dealer service would make me happier as the car is basically fine, IMHO the dealers take the money and don't give good service, if you paid their rates to any tradesmen you'd expect a bludy good job!
Still think that there are better cars for 15k, it does depend on what you want out of a car though.
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