Just had a fairly long and very helpful conversation with the advisor at Autoaid (in Romford) in order to clarify a few points. The advisor was well informed and patient and was happy to confirm all my queries and areas of uncertainty.
£74.99 is the cost of personal cover when the car gets to it's 16th year.
Up to and including 15 years old it's £59.99.
Cover includes 'National Recovery' and 'At Home.' (and in my case covers me and my wife in our respective cars which are both 11 years old) ... and renewal is £59.99.
I have got the impression that there was a tiny amount of room for confusion in some of their paperwork insofar as they did change from Equity Red Star over to Right Choice a year or two ago and not all of the details are100% accurate at the moment, but she was happy to clarify all my questions. All the time there's someone at the end of a phone who can advise on points of uncertainty I'm happy to live with any small discrepancies that might exist, especially when they're as co-operative as this lady was.
She did confirm that misfuel incidents and retrieval from mud and snow are covered too. Flooding is also covered but with certain, understandable, exceptions.
I'm going to download their app as it apparently allows you to report a breakdown via the app (if that's what you want to do) plus track the progress of the breakdown driver on his way to you plus it identifies your geographical position via the GPS on your phone.... plus all sorts of other stuff which may or may not be useful.
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