If your policy is already in your wifes name there is no problem/

However, be very careful that you have commuting on the policy, and if your wife goes to other places for work, or even takes a delivery or paperwork elsewhere that counts as business use, been there and done that.

If you are unsure go to a broker.

Thank you for your replys , my wife only uses the car for commuting back and forth to work, So there is no business use. , So only need the normal cover that includes commuting to worth fully comp protected insurance.

Regards insurance and main driver, A lot of people don't know that , Even though they have bought the car and are the owner of the car , It doesn't make them the main driver if a family member does more miles in the car. I didn't until last year and what is scary about this, If its found that another person is driving the car more who is not the main driver on the insurance, The insurance company will nil and void the cover.

We potentially have a similar issue with one of our two cars.

One, currently a Skoda Fabia, is registered/insured as mine. Mostly my work car and Mrs B avoids driving it anyway so no issue.

The other is a Berlingo. She has use/care etcetera from day to day but since she jacked in supply teaching she's mostly shopping/social. We also use it to pull our caravan and for most (but not all) holiday etc trips. She might drive a bit on those trips but it's mostly me if it's long haul to our usual holiday destinations - France or the Western Isles. We declared the exact nature of the usage and the insurer agreed she was main user as she had use of it most days.

Being accused of 'fronting' is a theoretical risk. It would be a brave or foolhardy insurer who took the point as between a couple where a family vehicle with a normal usage pattern is concerned unless there was significant difference in age, driving history or claim/conviction record.

You can insure in your name with someone else recorded as the main driver. Admiral insisted that, if I wanted my son on my policy at age 18, he'd be recorded as the main driver even when he was away at University. I only wanted him on the policy for driving when ferrying him to from Uni - a 350 mile round trip - and occasional domestic stuff.

www.moneysupermarket.com/car-insurance/what-is-car.../

Reading about fronting and if a named driver is involved, The insurance company will look into fronting and if caught, Not only will the insurance be void, You will also end up in court.

I was thinking of running my wife to work 3 times a week and to make myself the main driver, But then if my wife was to have a accident when she was driving , then they would try and get me on fronting since its hard to prove that i drive her to work unless i maybe have a camera on the dash board proofing the journeys that i have taken her to work...