Had 2 VAG extended warranties in the past but since I have never needed to claim I cannot comment about that aspect.
However, what I can say is without a doubt they are the best warranties available. The first one extend the standard warranty from 3 years to 5 on a Golf and the deal was that if there were no claims you got 100% of your many back. Well we wrote to them as required and a cheque soon arrived.
The next was on a Seat and the deal was if you took out the warranty before registration the T&C's in years 4 and 5 were exactly the same as years 1 to 3 with no extra exclusions. The other aspect was excess, take out a warranty after registration and there was a £200 excess on every claim, take it out before and zero excess.
Read the T & C's.
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