Had my renewal from Aviva come through this week gone up by £300. Went online and within minutes had much better quotes. Phoned them up and said I don't wish to renew. But sir we cann reduce the price my reply no thank you.

Why do they have to do this it's about time car insurance sharks were sorted out. It's a licence to print money.

Well done ORB. Useful information. A warning though. I was tardy in examining my insurance renewal last month from LV. It renewed automatically. I was not pleased about that. I went on line and got the same cover with LV for £28 less. So I contacted them. They tried to to tell me that the lower quote was because I applied on a different day! When I stopped laughing and told them this was nonsense, the operative was not very forthcoming so I asked to escalate the matter to a supervisor. None available. So I said a manager then. None available. Who is available I asked. Silence. Then, hold on sir I will speak to a supervisor. I thought there were none available. Silence. Hold on sir. A minute later, that's ok sir we will refund the difference to you. Thank you very much and would you also remove the automatic renewal from the policy. But sir, this could mean you may be uninsured if you forget. My problem entirely young man, thank you for your concern. very well sir, if that' what you want. I wonder how much money they actually make from empathy or omission. Be aware folks if yours is up for renewal.

Cheers Concrete

I've had LV motor insurance for a many years now and for the last few I've renew online [with them] to get a better deal, and always look for the box to tick/ untick to stop auto renewal.

Mine with Admiral renews in early December. I’ve been with them for several years now, with a multi-car and house insurance policy. For the first couple of annual renewals I’d shop around, find a better deal and get them to match it, or better it. They always did - and then one year I realised that the process was so automatic, I rang them and said that we could both save time and trouble if they were to just reduce the premium, which they did. So we’ve been through the same charade for the last few renewals. They have had the satisfaction of trying to screw more money out of me and I’ve had the satisfaction of securing a worthwhile discount on my family’s car insurance and our house insurance. What’s more, I know that my cover has remained unchanged, avoiding the need to compare potential new policies with my existing ones.

Direct line in FCA Firing Line

https://www.telegraph.co.uk/business/2019/10/13/direct-line-exposed-fca-crackdown-uk-insurers-dual-pricing-practices/