Ask Honest John

Most recently answered insurance policy questions
My wife's insurance shows her as the main driver and I am shown as a named driver. Unfortunately she has a back problem that has affected her legs so she has not been driving for some time. Should I be...
My granddaughter has just become 17 and is learning to drive. As my wife is no longer allowed to drive we have made her car available for her to learn on but have retained ownership. My daughter has taken...
Could you please advise me on how I should proceed following a hit-and-run incident? Last July my car, waiting legally at the side of a road, was hit. I was in the car. The whole incident was caught on...
My wife’s company car is only insured by the company for her to drive. The company are happy for a spouse to drive it but they must arrange their own separate insurance. Is it best to add it to my own...
My car was inspected by an independent motor engineer in relation to an alleged incident with a parked vehicle. The minor scratches were found by me two years ago and no other vehicle or third party involved....
In theory, if a husband and wife both drive on the husband's policy for years and the husband dies suddenly, is the wife still covered to drive on the remaining term of the policy?
What is the definition of business use and does it vary between insurance companies? My daughter, an experienced driver aged 50, is a named driver on my wife's car policy and sometimes needs to use the...
I have been advised on medical grounds to voluntarily hand back my driving licence to the DVLA. My son is a named driver on my insurance policy and he is willing to drive for me if I wish to keep the car....