Ask Honest John

Most recently answered finance questions
I purchased a car off eBay recently from a private seller with good feedback. I asked the seller via email if it was HPI clear and he replied yes, HPI is ALL FINE. I also did a basic HPI check which revealed...
An employee of mine is wanting to buy a Qashquai advertised in Autotrader from Spain. It is a 2007 model, has 60,000 on the clock and the seller only wants £4,000 for it. It is available via Yahoo finance...
My old banger was written off recently and now I need a new car. My situation is I don't (currently) have a drive or garage, I get the train to work everyday but I do need a car to get to the shops and...
I'm currently with Black Horse Finance in a 5 year loan contract for a car. I'm currently just over 1 year into the contract. With regard to me wishing to change my car in the near future, what are my...
My sister recently got a PCP quote for a Volkswagen Polo. However, the total payable amount shown excluded a £500 deposit and a fee of about £1500. The actual cost of buying the car was nearly £3000 more...
Hi, my wife and I had our 30-month-old Mercedes-Benz ML320CDI collected the other week following a lease we took out. The car had only covered around 16,000 miles against an allowance of 25,000. The car...
I bought an '05 Ford Focus ST-2 in May this year from a Ford dealer for £9000 with only 36,000 miles on the clock. It came HPI clear, with a full service history, and three owners. It's a really looked-after...
I know you're not necessarily a banking/finance expert, but how or why is it that a payment made from a foreign bank can be recalled months or even years later? That doesn't make any sense!
I own a Freelander 2, bought new in August 2007 and am considering purchasing a new Freelander 2 TD4 HSE. Under the Land Rover Finance agreement on the existing car, the final payment will be £13,482....
On a PCP, if I pay a higher deposit it reduces the monthly payments, I think. When is it a good idea to pay the higher deposit on a PCP?