Ask Honest John

Honest John Ask Honest John » Should I take up the offer of insurance with no claims protection?
What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Should I take up the offer of insurance with no claims protection?

Should I take up the offer of insurance with no claims protection? Direct Line will do it for an extra £28.

Asked on 21 September 2017 by R. Pearce

Answered by Honest John
Depends on your personal circumstances. If you are a high risk, or live and work in a high risk area, then yes. If you are low risk, work from home and rarely use your car, then no. If you're a new driver trying to build your no claims up, then always protect it.

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance
Similar questions
In December, our car was showered in gravel from a lorry that sped by. Our windscreen was cracked and the stones left my driver door and bonnet covered in stone chips. My insurer, LV, are treating this...
I'm over 80 year old, returning to the UK with an EU licence and maximum no claims bonus. Where is the best place to obtain insurance?
I saw you mention to someone else that it may be possible to claim for future increases in premiums due to another driver's error. Its been my intention to keep all potentially insurable events a secret...