What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
My father has died - can I drive his car on my insurance until it's sold?
My 92 year old father has passed away having recently renewed his insurance. I have always had permission to drive his car using my insurance cover, although it only covers me third party. Is it legal for me to drive the car until it is sold?
Asked on 2 August 2017 by David Kenyon
Answered by
Honest John
Sorry to hear of your loss. No, because the person who holds the contract is now deceased, the contract is unenforceable. Contact his insurer and advise them of the situation and ask for a refund in full if it was within 14 days. No charge should be made. If it was longer than that, dependent on how he paid, they are allowed to charge a cancellation fee, but will recredit the source of payment for any remaining months. You will need to re-insure to continue using it. It will however show on MIAFTR as having a contract of insurance in place if it was not cancelled, which would cover you on the extension of use on your policy.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
My parked car was crashed into by a drink driver at night, I was at home sleeping. The police arrested him for drink driving and criminal damage and arranged the recovery. My insurance (Tesco) is third...
I know when selling a car the buyer has to have insurance, but this is usually only third party cover. All well and good for the third party in an accident, but I would be left with a damaged car and no...
My daughter is visiting us for a week at Christmas, what is the best way to insure her to drive my car? I do not mind if it is third party insurance.
.jpg)
