What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
My insurer won't pay out for my stolen car because the MOT had expired. Is there anything I can do?
I am having problems with my insurance company. My car was stolen on 07/01/2010, so I reported this to my insurance company but they refuse to pay out as they say that there was no MOT on the car and that I made a false declaration stating that I had an MOT. At the start of the insurance policy I did have an MOT but it ran out during the middle of the insurance policy. Due to some confusion the car was not tested again, but I thought it had been, which was a genuine mistake. I have all the previous MOTs. What can I do next?
Asked on 10 August 2010 by khuram
Answered by
Honest John
The insurer is within its rights because you failed to disclose its MOT status.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insurance
Looking for a garage you can trust? Honest John's Good Garage Guide has thousands of reader recommended garages, plus how-to guides and tips on servicing.
The Good Garage GuideSimilar questions
Earlier this year I bought a new Porsche Cayenne and paid to activate the inbuilt tracker system. It occurs to me that, being a factory-fitted item, they are possibly all the same, enabling thieves to...
Our car was recovered after being stolen and used in a crime. It looks like we will have to take it back from our insurer even after giving them the keys and logbook. My wife is traumatised by all this...
We were burgled at Christmas and our car was stolen using my wife's car key. This has now been settled, but it's been registered as an at fault claim. How is the theft of a locked, alarmed and secured...
.jpg)
