What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Insurance firm wants to engage legal action to recover costs
My car was written off last year when an elderly gent pulled out in front because 'he didn't see me'. Nine months later, we have received paperwork from a firm of solicitors who have stated they intend to sue the other driver in our name.
The solicitors claim they are acting for our insurers who are suing the other driver because they say his insurance did not pay up enough for recovering and storing the car, etc.
My concern is that we are asked to engage the lawyers and the paperwork makes it clear that we will be liable for the legal bill should our insurers withdraw legal funding, for any reason. Worse, we would be at fault if we did not comply with their demands and we could be refused insurance or subject to increased premiums. We personally lost no money and this does not seem to be our argument. Is this just another way of squeezing money?
The solicitors claim they are acting for our insurers who are suing the other driver because they say his insurance did not pay up enough for recovering and storing the car, etc.
My concern is that we are asked to engage the lawyers and the paperwork makes it clear that we will be liable for the legal bill should our insurers withdraw legal funding, for any reason. Worse, we would be at fault if we did not comply with their demands and we could be refused insurance or subject to increased premiums. We personally lost no money and this does not seem to be our argument. Is this just another way of squeezing money?
Asked on 3 October 2016 by Robin Morgan
Answered by
Honest John
Simply refuse to sign anything. This is an accident management company that may or may not be working on behalf of your insurers (something you should check), but it is not up to you to engage the solicitors or incur any liability for them. You should report the firm of solicitors to The Law Society, to The Financial Services Ombudsman and to The Information Commissioner.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I have been waiting for a medical renewal licence for five months. My insurance is due next month and I am concerned I won't be able to get insured due to my licence only being valid under Section 88 of...
I have a vehicle undergoing repairs for several weeks it is taxed until 2022 but the insurance has expired. My previous insurance provider says the car must have insurance or be declared off the road....
I'm thinking of getting a moped for my 16-year-old son, putting the insurance in his name so he gets a year's no claims towards his car insurance at 17. Would this work?
.jpg)
