A friend of ours purchased a car on finance a few months ago for us, but the car was faulty so we handed the car back and rejected it. However, the seller told we could not do this.

We have tried cancelling the agreement with the finance company but they have told us we can't either and neither can our friend as the Debtor Creditor Supplier link has been broken. We do not have the car and haven't had the car from the first three weeks since we handed it back to the garage and we have since cancelled all payments for this as we were paying for a car we did not have and no longer wanted after the way we were all treated by the garage.