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Insurer wants to write off my car!
I had a minor accident in May this year when a guy hit my car in the rear bumper while I was waiting at traffic light. There was minor scratch, but I reported the incident to my insurance company.
When I opened the boot after few weeks I was unable to close it as the rear panel has slightly moved inwards due to impact. I called my insurance company and they provided me with a replacement car and put the claim through to the other party insurance. Both companies inspected the car and after two weeks the other party told me that it is a total loss and the car is placed in Category B.
They offered me £490.05 which they think the car's market value is. The interesting point is the other engineer declared it as total loss too but placed the car in Category C.
I can't drive my car as it's been placed in CAT B, I have requested the insurance company to change the CAT B to C, as the other engineer report says, and I am waiting for their response. If they refuse then what shall I do, what are my choices?
When I opened the boot after few weeks I was unable to close it as the rear panel has slightly moved inwards due to impact. I called my insurance company and they provided me with a replacement car and put the claim through to the other party insurance. Both companies inspected the car and after two weeks the other party told me that it is a total loss and the car is placed in Category B.
They offered me £490.05 which they think the car's market value is. The interesting point is the other engineer declared it as total loss too but placed the car in Category C.
I can't drive my car as it's been placed in CAT B, I have requested the insurance company to change the CAT B to C, as the other engineer report says, and I am waiting for their response. If they refuse then what shall I do, what are my choices?
Asked on 17 July 2013 by sahmed
Answered by
Honest John
Tell them that you do not wish to make a claim at all and tell them that they do not have your permission to write off your car and must withdraw both Cat B and Cat C tags.
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