My car was hit by a fork lift truck when parked. There is a nice big hole in the boot, but that's all. I am a new driver and have never been in this position before, so I went straight to my insurance company. On reflection, I should have just gone straight to the fork lift truck owner's insurance company as they have admitted liability (quite rightly too!), but it's too late for that now.

I took my car to get a quote and the insurance company said they needed to send someone to inspect the car. Reading between the lines, I have a 1998 Corsa that needs a new boot lid and so I suspect it will be written off. My car is still drivable and had some duct tape repairs to keep the rain out! I need my car for work pretty much every day. I know I can buy my car back from them, but will they actually take it away or can I sort it out without them doing that?