I don't want to write-off my old car...

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I don't want to write-off my old car...

My car was struck by another on Sunday and suffered a large scrape down the passenger side. If I claim off the other party's insurance, they will presumably want to write-off my car, because the repair will cost much more than the value of the car.

Apart from the scrape, the car runs fine. If I make a claim, can I keep the car? Do I have to tell my insurer about this incident? Can I claim from the other insurer directly if I do decide to make a claim?

Asked on 13 December 2012 by Almera Owner

Answered by Honest John

Declare to your insurer but tell them you do not want to claim and do not want the car written off.

Tags: insurance write offs

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