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I want to insure my 22-year-old daughter on the family's Vauxhall Tigra but it's very expensive - should we replace it?

I have a September 2000 Vauxhall Tigra with 67,000 miles on the clock. Since breaking my wrist earlier in the year I have re-discovered the joys of public transport and walking, and really don’t need a car in my part of SW London. Meanwhile my 22-year-old daughter, who passed her test last December, is desperate for a car. She has since taken the Pass Plus course. My existing insurer refused to even contemplate adding her to my policy as they don’t insure anyone under 25. Would I be best selling the Tigra and buying a more insurance-friendly car for her and me to drive? I don’t really want to spend more than £5,000 in total.

Asked on 3 April 2011 by SH, London SW20 9DJ

Answered by Honest John
Before giving up on the Tigra and going to more expense, try these specialist young persons insurers:

Young driver insurance based on mileage and in monthly instalments (using smartbox telematics to check on driver behaviour): www.insurethebox.com.

Young driver car and insurance packages: Standard rate PCPs, but insurance for 17-year-olds from £300 for nine months followed by a 40 per cent NCD: www.youngmarmalade.co.uk.

Young driver insurance to drive the family car up to IG16/20 at £90.95 to £99.50 a month according to postcode: www.provisionalmarmalade.co.uk

Young Driver Insurance: A policy suited to 17 to 25-year-olds, discounted by up to 40 per cent as the car must not be driven between 11pm and 5am: www.i-kube.co.uk.

Young Driver 'Pay How You Drive' black box telematics scheme that cuts premiums by monitoring driving: www.co-operativeinsurance.co.uk/youngdriver

Young Driver Price Comparison site: Quotezone Young Driver Insurance: Adrian Flux.
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