I purchased a 2005 Vauxhall Vectra V6 CDTi last November. I also bought a year's warranty cover for £350 from the same dealership. After three months a fault developed in the high-pressure fuel delivery system. The cost of repair was more than £800, of which seven hours' labour contributed £560 to the total at £80 per hour. The parts cost was refunded, but labour costs were only refunded at a rate of £40 per hour, so that I had to contribute £280 towards the total. The cover company told me that the dealership had imposed the reduced labour rate. I was not informed of this stipulation at the time of purchase of the warranty policy. Is the action of the dealership acceptable? If not, can I claim for the 'lost' £280? If so, from whom?