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NatWest Super Scare - insurance renewal question
Renewal premium from my insurers, NatWest, has increased by 78%. Do you have views on the advisability of including ‘No Claims Discount Protection’. My quote includes 9 years + no claim discount. I used to work for NatWest and previously my insurers premiums had been more than competitive in recent years. I am aged 77, second named driver my wife.
Asked on 14 March 2010 by BH, via email
Answered by
Honest John
It's difficult to see what NCD Protection protects you from. If you are involved in a claim, most insurers now increase your base premium whether you have NCD protection or not. They argue that an increase in base premium due to a claim is different from a protected no claims discount. Like most people, I find that very difficult to swallow.
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