What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Honestly, best policy?
My wife has a 1999V Ford Focus 1.8LX with about 67k miles on the clock. It currently has fully comprehensive insurance but is only used very occasionally, less than 2k miles a year. I am not sure that this level of cover is really necessary for a car that is nearly 12 years old. Would third party, fire and theft be more appropriate? I would appreciate your comments.
Asked on 25 January 2010 by NH, Verwood
Answered by
Honest John
In most cases, switching to 3rd party does not save you any money and in some cases actually costs more because there are more claims on 3rd party policies than on comprehensive policies. If you have more than one car, it might make sense to put them all on the same multi-car policy. Talk to www.primoplc.com or www.admiral.com
Similar questions
I’m taking delivery of my new Porsche Macan this month, and my insurer, whom I’m happy to stay with, will only insure it if I have a tracker fitted. There seem to be plenty of options available. The car...
My Ford Ka+ suffered a broken driver's door window nearly two weeks ago, presumably at the hands of vandals. My insurer uses AutoGlass to cover glass repair and replacement, but AutoGlass tell me they...
I'm considering chipping my Peugeot 3008 2.0 150PS, it's done 62,000 miles. The claimed power increase is 187PS and fuel consumption reduction of 30 per cent. Is this viable and, if so, why don't manufacturers...