What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Wing mirror damage by a bin truck.
The electric folding wing mirror on my car was damaged by a waste collection wagon and will cost about £300 to replace.
I witnessed this from a first floor window and someone arriving for work in the same business as me also saw this happen. I immediately found out which business had the collection and got a phone number to report what had happened to them.
The collection firm concerned have submitted a claim to their insurers and I have written to the insurer to state exactly what happened as the waste firm say their driver was not aware of any damage caused.
What can I do if this claim is less than the excess on their policy? As I witnessed this it seems very unfair if I end up £300 out of pocket.
I witnessed this from a first floor window and someone arriving for work in the same business as me also saw this happen. I immediately found out which business had the collection and got a phone number to report what had happened to them.
The collection firm concerned have submitted a claim to their insurers and I have written to the insurer to state exactly what happened as the waste firm say their driver was not aware of any damage caused.
What can I do if this claim is less than the excess on their policy? As I witnessed this it seems very unfair if I end up £300 out of pocket.
Asked on 7 November 2011 by Barbara Harley
Answered by
Honest John
Sue the waste collection company using the small claims track of the county court.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
My husband drove onto a road where there were loose chippings, driving 10 miles an hour, and the chippings damaged my rear brakes - costing me £192. The council are blaming the contractors, but surely...
I was driving off a small private car park (which serves a Blockbuster Video store, to which I had just returned dvds) when a large, steel security gate at the end of the building, (which is supposed to...
I had a reduced supercharger pulley fitted to my MINI two weeks ago. Three days ago while being 200 miles from home, it frayed the drive belt. Luckily (I thought) I was near the company that fitted the...
Elsewhere on 
.jpg)
