What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Will claiming on car hire excess cover affect my car insurance price?
What is the position in regards to damage to a holiday hire car? A friend hired a car in Cyprus and arranged separate car hire excess cover. His car was damaged while parked and he has paid €750 to the car hire company. Will he have to declare this incident to his UK car insurance at renewal if he makes a claim on the excess insurance. He doesn’t have protected NCD as he is very young.
Asked on 28 June 2024 by
Answered by
Louise Thomas
Even if your policy which covers you for driving abroad is separate to your UK car insurance policy, you’ll still need to declare any claims made. That’s because claims go against the driver, rather than the vehicle, so your insurer will need to know about it. Failing to do so could invalidate your cover or stop you from getting cover in future. So always be honest.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I am going to be hiring a car in Switzerland in September for a week. I've never driven abroad, I do have 30 years of UK experience. Do I need a driving permit and I read somewhere about a pass for motorways?...
My son took his Dacia Duster in for its first service and was given a loan car. There was a fault on his car and a replacement part is needed but it is not known when this will be available in the UK....
I am going to be spending a few weeks in Australia. The insurance company that have associated themselves with Budget Car Rentals wants an exorbitant £9/day to cover accident costs. In the UK I have a...
.jpg)
