What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Car declared a total loss, can I get a refund on my insurance premium?
My car insurer recently cancelled my insurance after declaring a claim I made was uneconomical to repair, resulting in a total loss. I have emailed them asking for a refund on my insurance. I purchased my insurance at the beginning of March 2022 and they cancelled it on 20 June 2022 leaving 8 months I paid for and not using. I have had no reply, as yet. I have sent a second email asking for a response. Will you let me know, if, under these circumstances, I am entitled to a refund?
Asked on 30 June 2022 by Carol Crangle
Answered by
Dan Powell
Sadly, you are not entitled to a refund. Depending on the type of policy you have, it will be transferable to another vehicle or the insurer will consider the contract fulfilled and cancel it after the claim.
Tags:
total loss
car insurance
Similar questions
My son is a named driver on my car insurance policy, but the DVLA has stopped my driving licence as I had a medical problem following an accident. Is my car insurance still valid?
I have been banned from driving for several months. My insurance policy has my wife registered as a secondary driver, can she drive the vehicle without having to change or inform the insurance company?
I have agreed to retain the salvage of my vehicle after it was declared a total loss category N. The third party insurers have paid out the agreed settlement figure. I am going to use the money to repair...