What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Car declared a total loss, can I get a refund on my insurance premium?
My car insurer recently cancelled my insurance after declaring a claim I made was uneconomical to repair, resulting in a total loss. I have emailed them asking for a refund on my insurance. I purchased my insurance at the beginning of March 2022 and they cancelled it on 20 June 2022 leaving 8 months I paid for and not using. I have had no reply, as yet. I have sent a second email asking for a response. Will you let me know, if, under these circumstances, I am entitled to a refund?
Asked on 30 June 2022 by Carol Crangle
Answered by
Dan Powell
Sadly, you are not entitled to a refund. Depending on the type of policy you have, it will be transferable to another vehicle or the insurer will consider the contract fulfilled and cancel it after the claim.
Tags:
total loss
car insurance
Similar questions
I was rear-ended by a vehicle and the cost to repair my car is £1981. My car is valued at £1500. Will their insurance pay out?
Do consumers have to disclose to Insurers their vehicle was previously a total loss?
My car has been deemed a Cat N (uneconomical to repair) but I want to keep my car as my husband bought it before he died. I have been told my excess and salvage cost will be deducted from the settlement...