Can I be insured to drive any car?

With difficulty parking in my district, I’ve sold my car and use more local urban buses. However, I have a clean licence and would like to drive outside the city. How could I manage this, borrowing friends,...

What happens if I hit a cyclist who has no lights on?

Consider a pedal cyclist riding along an unlit road at night, with no lights. If I just do not see him and then hit him, where do I stand legally and for insurance?

My father knocked down a neighbours wall - does he need to tell his insurers?

My elderly father reversed into his neighbour's wall, knocking it down. He drove on to where he was going and then spoke to the neighbours when he returned. The house is rented so my dad was thinking of...