A few weeks ago my wife, when exiting a dual carriageway, 'nudged' a stationary car in front of her on the slip road. There was no visible damage to the other car, and the only damage to our car was a fractured front number plate where it had encountered the tow ball of the other car. The speed on impact was less than walking pace (hence the minimal damage to our car). I have since replaced the damaged number plate (£7.00 at my local motor factors). However, the owner of the other car is claiming for personal injury for himself and for his passenger (presumably whiplash), and for potential damage to the 'chassis' of his vehicle, even though it is of monocoque construction. As a consequence, my insurance renewal premium has doubled and I have lost my full no-claims bonus. My insurers will contest the validity of the other party's claim, but meanwhile, until the claim is accepted or rejected, I am left seriously out of pocket and, it seems, utterly powerless in the face of this 'scam'. Can you offer any advice?