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My car isn't being used right now. Should I let me insurance policy lapse for a few months?
My car's insurance policy ends shortly and I want to know if I can let it lapse for a few months until more is known regarding the usage of vehicles under lockdown.
Asked on 4 May 2020 by
Answered by
Georgia Petrie
Our advice is not to cancel your insurance just because your car isn't being used right now. We would keep the insurance running otherwise you'll be liable for any potential theft or damage. If the car is off the public road (in a garage or on your driveway), you can put it on SORN and get a refund on the road tax VED. If the car is on the road, you will need to keep it taxed and insured. You cannot SORN a car on a public road as it's technically an offence.
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