Protection wrack it

What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Protection wrack it

I was very interested in your comments regarding Protected No Claims Discounts. I am in the process of renewing my insurance and my premium has increased by £90, due I assume mainly to my wife, a named driver, having an accident in December, I am somewhat bemused as to why I am paying for PNCD. I had 9 years PNCD to my credit.

Asked on 15 May 2010 by P.N., Barking

Answered by Honest John

‘Protected’ No Claims Discounts have now become such a misnomer they should be done away with altogether and replaced with more generous NCDs. It’s tantamount to fraud to sell a policyholder the ‘benefit’ of a ‘protected no claims discount’, yet still bump up his premium because of a claim, even a ‘no fault’ claim.

Tags: insurance no claims legal issues policies

Similar questions

Obscurance company

I was stationary in traffic when another driver scraped down side of my car causing over £2k of damage. His whole story was rubbish, littered with errors and obvious lies. Immediately after the accident...

Classic car insurance policy means I haven't built up a no claims discount

I have for many years only driven a classic car , Renault 9, with an agreed value. The time has come to replace this car for a secondhand Renault Clio, as I can't afford to keep restoring this and my Triumph...

Bend it like Beccles

In February my daughter borrowed the family Fiesta as her University placements would have been impossible to get to by public transport. The car is insured in my wife's name, and she is a named driver....